When was the last time you heard of an employer buying homeowner’s insurance for employees, or sweating over each employee’s annual car insurance renewal, or picking up the tab for their personal liability insurance. The idea is ludicrous.
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The new healthcare reform laws contain many provisions, mandates and promises of new regulation. It is easy to get caught up in the details. But this may be a good time for you to step back and take a different, more strategic view of the implications of these reforms.
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On April 15, Liazon hosted an interactive Webinar to learn more about what we call the Healthcare Reform YOYO (Your Obligations, Your Opportunities) featuring noted ERISA attorney Allen T. Steinberg.
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From an employee benefits perspective, the most significant provision of the Act provides a special temporary subsidy toward the purchase of COBRA coverage for employees.
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Many of the proposed healthcare reforms for small businesses and their employees referred to in President Obama’s recent speech to Congress are already available for employers.
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Today, the American healthcare system is characterized by three core problems: rising costs, inadequate coverage, and poor value.
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Choice of health insurance will help bring down the cost. We know that when individuals make their own purchase decisions about their health insurance, they tend to pick lower cost coverage.
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Your company has picked the plan for you and is picking up some, or all, of the cost. Rapidly rising costs are choking the system and making it more and more difficult for employers to offer decent benefits.
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